Universal Mortgage & Finance News

_____________________________________________________________Mortgagee Letters



FHA issue's Mortgagee Letters to industry insiders and the public regarding their policy and procedural updates.  Attached are direct links for each mortgagee letter.  If you have questions, we have answers. 

Mortgagee Letters Previous years: 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 2002 2001 2000 1999 1998 1997 1996 1995 1994 1993 1992 1991 1990 1989 1988 1987 1986 1985 1984 1983 1982 1981 1980 1979 1978 1976 Document Number Title 13-23 Updated Pre-Foreclosure Sale (PFS) and Deed in Lieu (DIL) of Foreclosure Requirements 13-22 Extension of Unemployment Special Forbearance 13-21 FHA's Proposed Tier Ranking System II; Request for Comments 13-20 Good Neighbor Next Door Sales Program 13-19 Partial Claim Documentation and Delivery Requirements 13-18 Updated Clarification Regarding Title Approval at Conveyance 13-17 Interest Rates for Loss Mitigation Home Retention Options 13-16 Subordination of Partial Claim Liens Associated with Federal Housing Administration (FHA) Streamlined Refinances 13-15 Updated Delinquency/Default Status Codes for the Single Family Default Monitoring System; Special Forbearances and Trial Payment Plans; New Reporting Requirement for Non-Incentivized Loan Modifications 13-14 Minimum Cash Investment and Secondary Financing Requirements -- Acceptable Documentation for Funds Provided by Federal, State, or Local Governments, their Agencies or Instrumentalities 13-13 Lender Delegation of Non-Critical Repair Administration 13-12 Lender Insurance Program Attachment - Lender Insurance Guide 13-11 Additional Guidance for the Origination and Servicing of FHA-insured Loans in Presidentially-Declared Major Disaster Areas and Specific Requirement for Hurricane Sandy Affected Communities 13-10 Superseded by Mortgagee Letter 2013-12 13-09 Concentration of Principal Risk; Principals with Insured Assets Greater than $250 Million 13-08 Hurricane Sandy/Superstorm Response - Expedited Processing for FHA Multifamily Mortgage Insurance Applications 13-07 HUD Office of Multifamily Development Radon Policy 13-06 Extension of Disaster Moratorium and Suspension of Evictions for Specified Properties Impacted by Hurricane Sandy 13-05 Manual Underwriting for Loans with Decision Credit Score Below 620 and Total Fixed Payments to Effective Income Ratio Exceeding 43.00% 13-04 Revision of Federal Housing Administration (FHA) policies concerning cancellation of the annual Mortgage Insurance Premium (MIP) and increase to the annual MIP 13-03 Extension of Implementation Date for Mortgagee Letter 2012-22, Revisions to FHA's Loss Mitigation Home Retention Options 13-02 Home Equity Conversion Mortgage (HECM) Program - Amended Late Request for Endorsement Procedures 13-01 Home Equity Conversion Mortgage Program - Consolidation of Pricing Options and Principal Limit Factors for Fixed Interest Rate Mortgages Mortgagee Letters

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